Comments on: Car Hire Insurance: Smarter Alternatives

By: julie

julie — Tue, 10 Aug 2010 09:27:50 +0000

the other point that i think is relevent and not mentioned is that most hire companies will require a bond of the amount of excess of your hire which means if you take out the third party type policies then the hire company will still be looking for their $3000 bond to be left at time of rental. This is what forces me to take the hire companies policy.

Reply: Good point Julie. Thanks for pointing it out!

By: Traveller

Traveller — Sat, 27 Mar 2010 09:03:48 +0000

I think most of travel insurance policies cover legal liability for you when you cause damages to property owned by a third party regardless whether the event is due to a car accident. Usually there is a limit on this liability section and vary on your premium.

By: Robin Willis

Robin Willis — Tue, 23 Feb 2010 08:12:08 +0000

While I agree the separate insurance is worthwhile, there is one point of detail missing from most publicity about them. The basic insurance does not cover the excess as regards damage to third party property. So, for example, if I were to drive into your garden I would not be able to claim for the cost (up to the hirer’s excess) of restoring your lawn or rebuilding your barbie.

This is patently a much less common issue than damage to the hired car but it’s a pity the companies follow the traditional approach of leaving gaps in their cover (unless possibly you buy the more expensive policies with SLI designed for the USA etc).

By: Olli

Olli — Tue, 16 Feb 2010 07:41:13 +0000

Is there a company which includes campervans such as hippiecampers in their insurance?
thanks.

Olli, unfortunately we’re not aware of any company willing to cover campervan hire. It’s a hard pill to swallow when buying insurance from the campervan companies can end up inflating your final cost by over 50%, but as it stands, it seems that’s the going rate for peace of mind. We’ll be sure to share it with all our readers should we eventually come across a better alternative.

By: Car Hire Insider

Car Hire Insider — Tue, 02 Feb 2010 14:48:17 +0000

Glad to be of service!

By: Olli

Olli — Tue, 02 Feb 2010 00:57:57 +0000

Thanks for this article! Saved me heaps of money!

By: Ross

Ross — Mon, 01 Feb 2010 05:42:44 +0000

Thank you so much! was the exact article I was looking for!
greatly appreciated

By: Dan G

Dan G — Wed, 17 Sep 2008 16:15:07 +0000

This is helpful advice, thanks!